Custom AI Chatbot vs Off-the-Shelf: Which Should You Choose?

By Arden Talbot·

"Should we build our own AI chatbot?" is the recurring question on product team all-hands. The answer is almost always no. Here is the decision framework.

Off-the-shelf: when it fits

Standard website with a knowledge base. Under $10M ARR. No highly specialized workflows. Want to ship in days, not months.

Custom: when it fits

Regulated industries with bespoke compliance. Highly proprietary workflows the LLM needs to learn. Volume above 1M conversations/mo where economics shift. Teams with ML engineers.

The hybrid

Most enterprises land on "off-the-shelf platform + custom tools/integrations on top." You get the UI, widget, analytics, and handoff for free, and build only the proprietary pieces.

Frequently asked questions

How much does custom cost?
Initial build: $150K-$500K. Annual maintenance: $100K-$250K. Plus infra. Versus $39-$399/mo off-the-shelf.
How long to build custom?
3-9 months for a basic version, 12-24 for parity with off-the-shelf.

Next steps